Affordability Calculator

Gross Monthly Income (R) Total household income before tax & deductions Net Monthly Income (R) Take-home pay after tax & deductions Total Monthly Expenses (R) Rent, car, credit cards, insurance, groceries, school fees, etc. Interest Rate (%) SA prime is 10.25% (current as of 2026) Loan Term (Years) Most SA home loans are 20 years (max 30)